Yes we are good at living frugally, at least I think we don't eat fancy things, I think you can spend lots of money eating out and eating really lovely food and so you can save a lot eating more basic food or shopping at markets. And you know, packing lunch for work. So I think it's more habit than effort, really. I'm always so surprised by peoples wages, I think wages in general seem to have gone up a lot in the past five years? Like most of my friends are into 6 figures like yourself and I never would have dreamed it.